ABOUT US - Management Team

Terry Smith

has served in key executive positions with the Resolution Trust Corporation and Mellon Bank. Terry has more than 29 years of commercial real estate lending experience. He enjoys significant civil involvement with The Salvation Army and Children’s Hospital of Pittsburgh. Terry is also a corporate sponsor of the Pittsburgh Civic Light Opera.

Dennis K. Miner, PE

Having recently retired as President and CEO of an engineering consulting company, Dennis has intimate personal experience with successful commercial development projects. While serving as CEO he prepared a pro forma for an organization in Hazleton that served as the backbone of a grant application that eventually was selected for funding by the state. That grant, which was to be used to develop water resource infrastructure, was the largest single one ever awarded in the Commonwealth. His 45 years of professional experience include a variety of environmental and development projects throughout the US, with a most recent emphasis on Pennsylvania projects. This experience coupled with his broad professional network make him an excellent choice for your commercial development team.

Leon C. Heron, Jr.

Senior Vice President - Engineering


Leon C. Heron, Jr. bring over 39-years of engineering experience to CREF, Inc. Mr. Herons experience includes 24-years with Peter Kiewit Son's, Inc. As being Division Manager, responsible for overseeing operations for Kiewit Companies in the North Eastern United States. Mr. Heron was also responsible for management of all Kiewit construction projects in the North East including Connecticut, Massachusetts, New York and Pennsylvania. Projects included are $440 Million Dollar Interstate Highway System, $22 Million Dollar South Cove Tunnel Project, along with being the project manager for the world?s largest offshore platform (1,365 feet), which was a $200 Million dollar contract!

Mr. Heron is a graduate of Drexel University, and a graduate of Drexel Institute of Technology, and is an active member of the Pennsylvania National Guard.

Commercial Real Estate Financing, Inc.  Car Barn Shops  409 Broad Street, 2nd Floor,  Sewickley, PA 15143
412-352-8130 Telephone